Alternative lenders

A rejection from a bank doesn’t mean your dream of homeownership is over. We work with a network of trusted alternative lenders who offer flexible mortgage solutions for clients with unique financial situations.

These lenders understand that not everyone fits into a traditional box. Whether you’re self-employed, have a lower credit score, or earn income through non-traditional means, we’re here to help you move forward with confidence.

We specialize in helping:

• Self-employed professionals
• Clients with low or damaged credit
• Borrowers with non-traditional income (rental income, tips, dividends, etc.)
• People going through life transitions (divorce, career change, recent immigration, etc.)

Why consider an alternative mortgage?

• Simplified approval process – Less red tape, more results.
• Tailored solutions – Built around your unique income and situation.
• Short-term bridge loans – Ideal during transitional periods.
• Credit repair programs – Helping you rebuild while moving forward.

Recently self-employed?
Just started your business? Traditional lenders may turn you away due to limited income history. We won’t. We work with lenders who specialize in newly self-employed borrowers and offer:

• Programs designed for entrepreneurs with under two years of income
• Flexibility in evaluating your actual income and business potential
• A more realistic approach to income documentation

Damaged credit? We’ve got you covered.
Life happens—and your credit history may not tell the full story. Whether you’ve faced late payments, collections, or even bankruptcy, you still have options.

We can help you access:

• Mortgages for credit-challenged buyers
• Credit recovery and consolidation programs
• Competitive rates with plans to refinance once your credit improves

Homeownership is still within reach.

With the right partners, a clear strategy, and ongoing support, you can move forward—even without traditional bank approval.

Let’s explore the flexible mortgage solutions that fit your reality.